Question 1

What does a Registered Investment Advisor (RIA) do?

Accepted Answer

An RIA provides fiduciary investment advice and financial planning services. Unlike many financial professionals, RIAs are legally obligated to act in clients' best interests.

Question 2

What does it mean to be a fiduciary?

Accepted Answer

Being a fiduciary means we are required to put your interests first when providing financial advice in any situation.

Question 3

Who do you work with?

Accepted Answer

We work with individuals, families, and businesses who want help making sense of their financial lives. Whether you’re approaching retirement, just bought your first home, or aren’t sure what to do with an old retirement account from a previous job, we can help. You don’t need to be at a certain stage of life or have everything figured out before reaching out.

Question 4

How do we communicate?

Accepted Answer

Phone, email, lunch, dinner, a walk in the park - really anyway that works with you.

Question 5

How are you compensated?

Accepted Answer

If you engage us for investment management, you can choose from several fee structures based on the assets we manage for you:Flat FeeTiered FeePerformance FeeEach option also includes a small custodial fee.For financial planning services that do not include investment management, we typically charge a project-based fee. We’ll discuss the applicable fee structure and costs with you before you engage us.

Question 6

Do you earn commissions?

Accepted Answer

No. We are fee-only and do not receive commissions for recommending or engaging in investment management.

Question 7

What should I bring to my first meeting?

Accepted Answer

Just bring yourself and a general idea of what you’d like to discuss. You don’t need to gather a stack of documents before our first conversation.The first meeting is really about getting to know you, understanding your situation, and making sure we’re the right people to help. If it looks like we’re a good fit, we’ll typically schedule a second meeting and send you a simple list of any documents or information we’ll need to dig deeper.No homework before we meet - just come ready to have a conversation.

Question 8

Can I work with you virtually?

Accepted Answer

Yes! We have clients located all over the United States.

Question 9

How long does it take to become a client?

Accepted Answer

The moment we agree to work together, you’re our client - and we treat you like one from Day 1.Transferring accounts, gathering information, and building out your financial plan can take anywhere from a few days to a few weeks, depending on your situation. But our relationship doesn’t start when the paperwork is finished or when we get paid. It starts when you decide to work with us.From that point forward, we’re here to help.

Frequently Asked Questions