Chris Kline has spent more than three decades helping families protect, grow, and transfer their wealth. He began his career in 1993 with a focus on elder planning, entered the securities industry in 1996, and completed Certified Financial Planner studies by 1998. Early on, he was asked to lead the estate planning department of the largest independent insurance agency in the country, where he developed deep expertise in complex planning strategies.

In 2000, Chris launched an independent investment management practice. There he met his future partner, Allen Montgomery. The two combined their businesses to form Capstone Wealth Management. Today, Capstone manages more than $120 million in assets for individuals, businesses, and private foundations. Chris personally oversees more than $77 million while guiding clients through advanced estate planning, retirement account structuring, and distribution planning.

He works with people across a wide range of life stages - from young professionals building wealth to retirees focused on income and legacy. Clients value his clear communication, steady approach, and commitment to disciplined decision-making that helps them stay invested through market cycles.

Chris and his wife Debra have been married for 33 years and live in South Central Wisconsin. They have two incredible sons, Zachariah and Levi.